FOR INSURANCE CARRIERS
Independent Outside Appraisal & Peer Review for Claims Departments
When a claim needs an outside opinion — for second-opinion valuations, complex total losses, disputed supplements, or high-exposure files — you need an appraiser who is fast, credentialed, methodology-driven, and neutral. We build files that stand up regardless of outcome.
Collision Claims Advisors is a professional-first, methodology-driven firm. We accept engagements from carriers on the same terms as any other retaining party — neutral, evidence-based, defensible. Our opinion is shaped by the data in the file, not by who retained us.
WHERE CARRIERS USE US
Situations Where Outside Appraisal Pays for Itself
Second-Opinion Valuations
When an insured or claimant disputes your internal valuation and you want an independent methodology-driven opinion before escalating to appraisal clause, DOI complaint, or litigation. Strong second opinions often resolve disputes that would otherwise escalate.
High-Exposure Total Losses
Exotic, collector, classic, heavily optioned, modified, and rare vehicles are routinely mispriced by automated valuation vendors. Our market-based ACV appraisals provide documentation that stands up whether the file settles or goes to appraisal.
Repair Scope & Supplement Review
Independent technical review of contested repair plans, supplements, not-included operations, ADAS calibration claims, and post-repair condition disputes. We cite published OEM procedures and P-pages directly.
Appraisal Clause & Umpire Work
When the appraisal clause is invoked, we serve as a competent, disinterested appraiser for the carrier side. We also accept umpire appointments where appropriate — a neutral role focused on reaching a defensible award based on the evidence.
WHAT YOU GET
Deliverables Built for Claim Files and Litigation
USPAP-Compliant Methodology
Every deliverable is written to USPAP standards with documented methodology, transparent comparables, verified options and equipment, and defensible assumptions. Ready to support a claim file, appraisal panel, or litigation.
Predictable Turnaround
Standard files delivered in 10–14 business days. Rush service available for appraisal panels, mediation, and litigation deadlines. We commit to delivery dates at intake and honor them.
Flat-Fee Engagement
Engagement letter with clear scope, deliverable, and fee. Volume arrangements available for carriers with recurring case flow. No retainer games, no surprise hourly bills.
COMMON QUESTIONS
Frequently Asked Questions
No. We work for both sides, but not on the same file. Our methodology does not change based on who retains us — the evidence drives the opinion, and the report reflects what the evidence supports. That consistency is precisely what makes our work defensible in an appraisal panel or courtroom.
Flat-fee engagement letters for reports, with clear scope and delivery dates. Volume arrangements are available for carriers with recurring case flow — reach out and we will structure something that fits your claims operation and budget.
Yes. We regularly serve as appraisers on appraisal-clause files. We are IACP-certified, USPAP-compliant, competent, and disinterested — which is what the standard appraisal clause language requires.
In appropriate cases, yes. Umpire work is a neutral role focused on reaching a defensible award based on the evidence presented by both sides. We consider umpire appointments case-by-case based on subject matter fit and scheduling.
Rush turnaround depends on case complexity, but we regularly deliver in 3–7 business days when a panel or mediation date is pressing. Tell us your deadline at intake and we will confirm feasibility before you engage.